MEASURES TO ASSIST SMES AFFECTED BY COVID-19 & RELATED INFO

Relief Measures for SMEs Affected by COVID-19

Since the commencement of the Movement Control Order in March 2020, the Government has proactively introduced several measures under the PRIHATIN Economic Stimulus Packages and the National Economic Recovery Plan (PENJANA) which are aimed at cushioning the impact of COVID-19 and reinvigorating the country’s economic growth. Focus has also been given to assist SMEs who have been adversely affected and to offer financial aid and other forms of assistance to sustain their business operations while encouraging domestic investments and safeguarding jobs. Among measures that have been introduced include:

    • Empower the People;
    • Fund to Propel SME Business;
    • National Technology and Innovation Sandbox (NTIS);
    • Tax Reliefs; and
    • Training & Skills Upgrading
MeasuresDescriptionContact Details
1Empower the PeopleChild Care Subsidy RM200 million including one-of grant of up to RM5,000 per childcare centre registered with Ministry of Women, Family and Community Development (up to 31 December 2020) to comply with new healthcare SOP Maklumat lanjut:
http://www.jkm.gov.my/jkm/index.php

Sebarang pertanyaan, sila hubungi:
Jabatan Kebajikan Masyarakat (JKM)

Puan Hartini Abd. Halim
No. Tel: 03-8323 2242
Emel: hartini_abdhalim@jkm.gov.my

Puan Siti Rahiel Che Rahim
No. Tel: 03-8323 2245
Emel: sitirahiel@jkm.gov.my
Empower the PeopleWage Subsidy Program 2.0 To help employers retain employees Applications extended from 1 October until 31 December 2020.

Eligibility:
a. Business sales or revenue have decreased by at least 30% year on year since the implementation of the RMCO;
b. Under Wage Subsidy Program 2.0, subsidy rate is at RM600 per employee per month for six (6) months up to a maximum of 200 employees;
c. Employers should have registered with the Companies Commission of Malaysia (SSM) or the relevant local authority prior to 1 September 2020; and
d. Businesses that have yet to apply for wage subsidy may receive six (6) months of aid in total.
Maklumat lanjut:
https://www.perkeso.gov.my/images/penjana/psu/25092020_FAQ_PSU_2.0_BM.pdf

Permohonan oleh majikan melalui:
http://prihatin.perkeso.gov.my/
Empower the PeopleEPF contribution of employees to reduce by 4% ( from 11% to 7% )Effective 1 April to 31 December 2020. Employer Consultation Services will also be provided which includes options for deferment of payments, restructuring and rescheduling employer contributionsPusat Pengurusan Perhubungan KWSP
No. Tel: 03-8922 6000
Faks: 03-8922 6222
https://www.kwsp.gov.my


Senarai pejabat/kiosk:
https://www.kwsp.gov.my/reach-us/offices-kiosks
Empower the PeoplePerkhidmatan e-Dagang Setempat (PeDAS) RM20 million to help rural e-entrepreneurs to market their products through e-commerce platforms and to connect entrepreneurs with various agencies and business partnersMalaysia Digital Economy Corporation (MDEC)
No. Tel: 1 800 88 8338
Emel: clic@mdec.com.my
PeDAS boleh didapati di sepuluh (10) Pusat Internet Luar Bandar.
Butiran lanjut adalah seperti senarai di bawah:
https://www.go-ecommerce.my/campaign/perkhidmatan-edagang-setempat
Fund to Propel SME BusinessSoft LoansPENJANA Tourism Financing (PTF)RM1 billion to support SMEs in the tourism sectors by preserving their capacity and assisting them to undertake the necessary investments to adjust and remain viable post-COVID-19 Up to RM300,000 per SME with financing rate up to 3.5% p.a. (inclusive of guarantee fee)BNM Laman Informasi Nasihat dan Khidmat (BNMLINK)
No. Tel: 1300 88 5465
Fax: 03-2147 1515
Email: bnmtelelink@bnm.gov.my
www.bnm.gov.my


12 Participating Banks:
  • Affin Bank Berhad /Affin Islamic Bank Berhad
  • Alliance Bank Malaysia Berhad / Alliance Islamic Bank Berhad
  • AmBank (M) Berhad / AmBank Islamic Berhad
  • Bank Islam Malaysia Berhad
  • Bank Muamalat Malaysia Berhad
  • Bank Simpanan Nasional
  • CIMB Bank Berhad / CIMB Islamic Bank Berhad
  • Hong Leong Bank Berhad / Hong Leong Islamic Bank
  • Maybank Islamic Berhad
  • Public Bank Berhad / Public Islamic Bank Berhad
  • RHB Bank Berhad / RHB Islamic Bank Berhad
  • Small Medium Enterprise Development Bank Malaysia Berhad (SME Bank)
Fund to Propel SME BusinessSoft LoansAgroFood FacilityRM1 billion facility at 3.75%BNM Laman Informasi Nasihat dan Khidmat (BNMLINK)
No. Tel: 1300 88 5465
Fax: 03-2147 1515
Email: bnmtelelink@bnm.gov.my
www.bnm.gov.my

Application can be made through participating Financial Institutions (PFIs) nationwide, includes:

Development Financial Institutions (DFIs)
1. Bank Perusahaan Kecil & Sederhana Malaysia Berhad (SME Bank)
No. Tel: 03-2603 7700
Email: customercare@smebank.com.my
www.smebank.com.my

2. Bank Pertanian Malaysia Berhad (Agrobank)
No. Tel: 1 300 88 2476
www.agrobank.com.my

3. Bank Simpanan Nasional
Contact Centre: 1 300 88 1900
www.mybsn.com.my
Manager: Encik Safirol Hisham Said
No. Tel: 03-2162 3222 ext 15481
Email: safirol@bsn.com.my

4. Bank Kerjasama Rakyat Malaysia Berhad
No. Tel: 1300-80-5454
www.bankrakyat.com.my

Commercial Banks
5. Affin Bank Berhad
www.affinbank.com.my
Please contact:
Corporate & Commercial Business
No. Tel: 03-2055 9000
Fax: 03-2032 1043

6. Alliance Bank Malaysia Berhad
No. Tel: 03-5516 9988
www.alliancebank.com.my

7. AmBank (M) Berhad
www.ambank.com.my
Please contact:
Asset Financing and Small Business
No. Tel: 03-2167 3000
Fax: 03-2780 0020

8. Standard Chartered Bank Malaysia Berhad
www.sc.com.my
Please contact:
Business Banking Department
No. Tel: 1300 888 111

9. CIMB Bank Berhad
No. Tel: 1300 888 828
www.cimbbank.com.my
Please contact:
SME Channel Department
No. Tel: 03-2619 1188
Fax: 03-2619 3168

10. Hong Leong Bank Berhad
www.hlb.com.my
Please contact:
Group SME Banking
No. Tel: 03-7661 7777
Fax: 03-2081 8935

11. Malayan Banking Berhad
No. Tel: 1 300 88 6688
www.maybank2u.com.my
Please contact:
SME Department
No. Tel: 03-2070 8833
Fax: 03-2032 4031

12. OCBC Bank (Malaysia) Berhad
No. Tel: 1300 88 7000
www.ocbc.com.my
Please contact:
Business Banking Commercial Service Centre
No. Tel: 03-9317 5200
Fax: 03- 8318 5699

13. Public Bank Berhad
No. Tel: 03-2179 9999
www.pbebank.com
Please contact:
Bahagian Perbankan Runcit, Bahagian Operasi Kredit
No. Tel: 03-2176 6000
Fax: 03-2163 9909

14. RHB Bank Berhad
www.rhbgroup.com
Please contact:
Bahagian Perbankan Komersil
No. Tel: 03-9287 8888
Fax: 03-9200 3257

15. United Overseas Bank (Malaysia) Bhd
www.uob.com.my
Please contact:
Bahagian Pinjaman Komersil
No. Tel: 03-2772 6633 / 6691
Fax: 03-2691 8418 / 2160

Islamic Banks
16. Affin Islamic Bank Berhad
www.affinislamic.com.my
Please contact: SME Department
No. Tel: 03-2055 9231 / 9256
Fax: 03-2026 3969

17. AmBank Islamic Berhad
www.ambankgroup.com
Please contact:
Asset Financing and Small Business
No. Tel: 03-2167 3000
Fax: 03-2780 0020

18. CIMB Islamic Bank Berhad
www.cimbislamic.com.my
Please contact: SME Channel Department
No. Tel: 03-2619 1188
Fax: 03-2619 3168

19. Bank Islam Malaysia Berhad
www.bankislam.com.my
Please contact:
Commercial Banking Group
No. Tel: 03-2726 7888
Fax: 03-2726 7818

20. Bank Muamalat Malaysia Berhad
www.muamalat.com.my
Please contact:
Head SME Banking Department
No. Tel: 03-2059 1211 / 2615 7089 / 2698 8787
Fax: 03-2070 7284/ 2692 6040

21. Maybank Islamic Berhad
maybankislamic.com.my
No. Tel: 03-2070 8833
Fax: 03-2026 1726

22. Standard Chartered Saadiq Berhad
www.sc.com.my
Please contact:
Business Banking Department
No. Tel: 1300 888 111

23. Public Islamic Bank Berhad
No. Tel: 03-2176 6000 / 6666
Fax: 03-2162 2224
www.publicislamicbank.com.my

24. OCBC Al-Amin Bank Berhad
No. Tel: 03-2034 5034
Fax: 03-2698 4363
www.ocbc.com.my/ocbc_alamin
Fund to Propel SME BusinessSoft LoansSME Technology Transformation FundRM500 million with financing amount ranging from RM100,000 to RM3.0 million. Tenure up to ten (10) years with profit rate at 4.0% p.a (inclusive of guarantee fee)Bank Perusahaan Kecil & Sederhana Malaysia Berhad (SME Bank)
No. Tel: 03-2603 7700
Email: customercare@smebank.com.my
www.smebank.com.my
https://www.smebank.com.my/en/sttf

PIC :
En. Hamdan Mohd Habibollah
Ketua, Program & Stakeholder Management
No. Tel: 03-26152084
H/P: 019-6696227
Fund to Propel SME BusinessSoft LoansLoans for Working CapitalRM300 million at 3.5% interest rate to assists affected Bumiputera entrepreneurs including training collegesMaklumat lanjut:
PMB Tijari Berhad
Level 20, 1 Sentral, Jalan Rakyat
Kuala Lumpur Sentral
50470 Kuala Lumpur
No. Tel: 03-2785 9800
Whatapps: +6011-1099 0002
Email: spimpenjana@pmbtijari.com.my
http://www.pmbtijari.com.my/spimpenjana
Fund to Propel SME BusinessSoft LoansSME Automation and Digitalisation Facility RM300 million with interest rate of 3.75% to SMEs BNM Laman Informasi Nasihat dan Khidmat (BNMLINK)
No. Tel: 1300 88 5465
Fax: 03-2147 1515
Email: bnmtelelink@bnm.gov.my
www.bnm.gov.my

Application can be made through participating Financial Institutions (PFIs) nationwide, includes:

Development Financial Institutions (DFIs)
1. Bank Perusahaan Kecil & Sederhana Malaysia Berhad (SME Bank)
No. Tel: 03-2603 7700
Email: customercare@smebank.com.my
www.smebank.com.my

2. Bank Pertanian Malaysia Berhad (Agrobank)
No. Tel: 1 300 88 2476
www.agrobank.com.my

3. Bank Simpanan Nasional
Contact Centre: 1 300 88 1900
www.mybsn.com.my
Manager: Encik Safirol Hisham Said
No. Tel: 03-2162 3222 ext 15481
Email: safirol@bsn.com.my

4. Bank Kerjasama Rakyat Malaysia Berhad
No. Tel: 1300-80-5454
www.bankrakyat.com.my

Commercial Banks
5. Affin Bank Berhad
www.affinbank.com.my
Please contact:
Corporate & Commercial Business
No. Tel: 03-2055 9000
Fax: 03-2032 1043

6. Alliance Bank Malaysia Berhad
No. Tel: 03-5516 9988
www.alliancebank.com.my

7. AmBank (M) Berhad
www.ambank.com.my
Please contact:
Asset Financing and Small Business
No. Tel: 03-2167 3000
Fax: 03-2780 0020

8. Standard Chartered Bank Malaysia Berhad
www.sc.com.my
Please contact:
Business Banking Department
No. Tel: 1300 888 111

9. CIMB Bank Berhad
No. Tel: 1300 888 828
www.cimbbank.com.my
Please contact:
SME Channel Department
No. Tel: 03-2619 1188
Fax: 03-2619 3168

10. Hong Leong Bank Berhad
www.hlb.com.my
Please contact:
Group SME Banking
No. Tel: 03-7661 7777
Fax: 03-2081 8935

11. Malayan Banking Berhad
No. Tel: 1 300 88 6688
www.maybank2u.com.my
Please contact:
SME Department
No. Tel: 03-2070 8833
Fax: 03-2032 4031

12. OCBC Bank (Malaysia) Berhad
No. Tel: 1300 88 7000
www.ocbc.com.my
Please contact:
Business Banking Commercial Service Centre
No. Tel: 03-9317 5200
Fax: 03- 8318 5699

13. Public Bank Berhad
No. Tel: 03-2179 9999
www.pbebank.com
Please contact:
Bahagian Perbankan Runcit, Bahagian Operasi Kredit
No. Tel: 03-2176 6000
Fax: 03-2163 9909

14. RHB Bank Berhad
www.rhbgroup.com
Please contact:
Bahagian Perbankan Komersil
No. Tel: 03-9287 8888
Fax: 03-9200 3257

15. United Overseas Bank (Malaysia) Bhd
www.uob.com.my
Please contact:
Bahagian Pinjaman Komersil
No. Tel: 03-2772 6633 / 6691
Fax: 03-2691 8418 / 2160

Islamic Banks
16. Affin Islamic Bank Berhad
www.affinislamic.com.my
Please contact:
SME Department
No. Tel: 03-2055 9231 / 9256
Fax: 03-2026 3969

17. AmBank Islamic Berhad
www.ambankgroup.com
Please contact:
Asset Financing and Small Business
No. Tel: 03-2167 3000
Fax: 03-2780 0020

18. CIMB Islamic Bank Berhad
www.cimbislamic.com.my
Please contact:
SME Channel Department
No. Tel: 03-2619 1188
Fax: 03-2619 3168

19. Bank Islam Malaysia Berhad
www.bankislam.com.my
Please contact: Commercial Banking Group
No. Tel: 03-2726 7888 Fax: 03-2726 7818

20. Bank Muamalat Malaysia Berhad
www.muamalat.com.my
Please contact:
Head SME Banking Department
No. Tel: 03-2059 1211 / 2615 7089 / 2698 8787
Fax: 03-2070 7284/ 2692 6040

21. Maybank Islamic Berhad
maybankislamic.com.my
No. Tel: 03-2070 8833
Fax: 03-2026 1726

22. Standard Chartered Saadiq Berhad
www.sc.com.my
Please contact:
Business Banking Department
No. Tel: 1300 888 111

23. Public Islamic Bank Berhad
No. Tel: 03-2176 6000 / 6666
Fax: 03-2162 2224
www.publicislamicbank.com.my

24. OCBC Al-Amin Bank Berhad
No. Tel: 03-2034 5034
Fax: 03-2698 4363
www.ocbc.com.my/ocbc_alamin
Fund to Propel SME BusinessSoft LoansPUNB Bumiputera Relief Financing (BRF)RM200 million for Bumiputera owned businesses for the purpose of:
a. Working capital
b. Operational expenditure
c. System automation
d. Equipment and expenditure to implement social distancing practices (e.g. on PPEs)

Financing of RM100,000-RM1 million for up to five (5) years at 3.5% profit rate. Moratorium of up to six (6) months from disbursement
Perbadanan Usahawan Nasional Berhad (PUNB)
No. Tel: 03-2785 1515
Customer Service: 1 300 13 7862
Email: customerservice@punb.com.my
https://www.punb.com.my/

Norilhami Sawai
No. Tel: +603 – 2785 1834
Email: norilhami_sawai@punb.com.my

Siti Mardhiah Mohtar
No. Tel: +603 – 2785 1876
Email: mardhiah_mohtar@punb.com.my

Nor Najihah Ahmad Safri
No. Tel: +603 – 2785 1905
Email: najihah_safri@punb.com.my
Fund to Propel SME BusinessSoft LoansSoft loans and grants for the creative, events and exhibitions industriesRM100 million in soft loans with interest rate of 3.5% and RM30 million in a form of grants MyCreative Ventures
No. Tel: 03-7712 7212
Email: enquiry@mycreative.com.my

Further info: http://www.mycreative.com.my/industry
Online application: http://mycreative.com.my/penjana
Online tele-conference with Investment Officer can be schedule through: www.mycreative.com.my


RM100 million with interest rate of 3.5% and RM30 million in grants for the creative, events and exhibitions industries
Fund to Propel SME BusinessSoft LoansDana Kandungan DigitalRM35 million for projects in the creative sector with a focus on animation and visual effects Malaysia Digital Economy Corporation (MDEC)
No. Tel: 1 800 88 8338
Email: clic@mdec.com.my
Fund to Propel SME BusinessSoft LoansBizMula-I and Biz Wanita-i SchemeFinancing up to RM300,000 for SMEs in operation for less than four (4) years Further info: https://imsme.com.my/portal/bizjamin-special-relief-facility/

Application can be made online through: https://imsme.com.my

Pusat Khidmat Pelanggan CGC
No. Tel: 03-7880 0088
Fax: 03-7803 0077
Email: csc@cgc.com.my
Fund to Propel SME BusinessSoft LoansTargeted Relief and Recovery Facility (TRRF)RM2 billion funds aimed to provide relief and support recovery for SMEs in services sector (except for tourism and tourism-related subsectors) affected by reintroduction of COVID-19 containment measures since June 2020

Maximum financing amount of RM500,000 per SME or RM75,000 per micro enterprise with financing rate up to 3.50% p.a. (inclusive of any guarantee fee)

Availability: Until 31 December 2021 or full utilisation (whichever is earlier)
BNM Laman Informasi Nasihat dan Khidmat (BNMLINK)
No. Tel: 1300 88 5465
Fax: 03-2147 1515
Email: bnmtelelink@bnm.gov.my
www.bnm.gov.my

21 Participating Banks:
  • Affin Bank Berhad / Affin Islamic Bank Berhad;
  • Alliance Bank Malaysia Berhad / Alliance Islamic Bank Berhad;
  • AmBank (M) Berhad / AmBank Islamic Berhad;
  • Bangkok Bank Berhad;
  • Bank Islam Malaysia Berhad;
  • Bank Kerjasama Rakyat Malaysia Berhad (Bank Rakyat);
  • Bank Muamalat Malaysia Berhad;
  • Bank of China (Malaysia) Berhad;
  • Bank Pertanian Malaysia Berhad (Agrobank);
  • Bank Simpanan Nasional;
  • CIMB Bank Berhad / CIMB Islamic Bank Berhad;
  • HSBC Bank Malaysia Berhad / HSBC Amanah Malaysia Berhad;
  • Hong Leong Bank Berhad / Hong Leong Islamic Bank;
  • Malayan Banking Berhad / Maybank Islamic Berhad;
  • MBSB Bank Berhad;
  • OCBC Bank (Malaysia) Berhad / OCBC Al-Amin Bank Berhad;
  • Public Bank Berhad / Public Islamic Bank Berhad;
  • RHB Bank Berhad / RHB Islamic Bank Berhad;
  • Small Medium Enterprise Development Bank Malaysia Berhad (SME Bank);
  • Standard Chartered Bank Malaysia Berhad;
  • United Overseas Bank (Malaysia) Berhad
Fund to Propel SME BusinessSoft LoansMicro Enterprises Facility (MEF)RM410 million funds for Malaysian microenterprises or Malaysian micro entrepreneurs including self-employed individuals, gig workers on digital platforms and participants of the iTEKAD programme aimed to increase access to collateral-free micro financing for micro enterprises
Maximum financing amount of RM50,000 per microenterprise or micro entrepreneur with financing rate to be determined by participating financial institutions (PFIs)
Availability: From 1 December 2020 onwards
BNM Laman Informasi Nasihat dan Khidmat (BNMLINK)
No. Tel: 1300 88 5465
Fax: 03-2147 1515
Email: bnmtelelink@bnm.gov.my
www.bnm.gov.my

21 Participating Banks:
  • Affin Bank Berhad / Affin Islamic Bank Berhad;
  • Alliance Bank Malaysia Berhad / Alliance Islamic Bank Berhad;
  • AmBank (M) Berhad / AmBank Islamic Berhad;
  • Bangkok Bank Berhad;
  • Bank Islam Malaysia Berhad;
  • Bank Kerjasama Rakyat Malaysia Berhad (Bank Rakyat);
  • Bank Muamalat Malaysia Berhad;
  • Bank of China (Malaysia) Berhad;
  • Bank Pertanian Malaysia Berhad (Agrobank);
  • Bank Simpanan Nasional;
  • CIMB Bank Berhad / CIMB Islamic Bank Berhad;
  • HSBC Bank Malaysia Berhad / HSBC Amanah Malaysia Berhad;
  • Hong Leong Bank Berhad / Hong Leong Islamic Bank;
  • Malayan Banking Berhad / Maybank Islamic Berhad;
  • MBSB Bank Berhad;
  • OCBC Bank (Malaysia) Berhad / OCBC Al-Amin Bank Berhad;
  • Public Bank Berhad / Public Islamic Bank Berhad;
  • RHB Bank Berhad / RHB Islamic Bank Berhad;
  • Small Medium Enterprise Development Bank Malaysia Berhad (SME Bank);
  • Standard Chartered Bank Malaysia Berhad;
  • United Overseas Bank (Malaysia) Berhad
Fund to Propel SME BusinessMicro CreditSkim Mikro Kredit RM700 million at 0% interest without collateral to affected businesses with at least six (6) months in operationTEKUN Nasional
Application form: https://www.tekun.gov.my/ms/inisiatif-tekun-covid19/borang/

For any inquiry, please call:
  • Encik Mohd Yusri Mohd Yusob (012-551 6275)
  • Encik Mohd Yusliezal Mohd Yusof (019-609 6251)
Fund to Propel SME BusinessMicro CreditPembiayaan Mikro PENJANA RM400 million with interest rate of 3.5%, capped at RM50,000 per enterpriseBank Simpanan Nasional (BSN)
Hotline: 1300 88 1900
www.mybsn.com.my

TEKUN Nasional
For any inquiry, please call:
  • Encik Mohd Yusri Mohd Yusob (012-551 6275)
  • Encik Mohd Yusliezal Mohd Yusof (019-609 6251)
  • Encik Muhammad Adib Fitrie Mukhtar (017-901 8535)

https://www.tekun.gov.my/en/
Fund to Propel SME BusinessMicro CreditPembiayaan Kredit MikroRM350 million for agriculture and food sector support at 3.5% interest rateBank Pertanian Malaysia Berhad (Agrobank)
No. Tel: 1 300 88 2476
www.agrobank.com.my
Email: customer@agrobank.com.my
www.agrobank.com.my

https://www.agrobank.com.my/announcements/notice-micro-credit-financing-scheme-rm350-million/

For any inquiry, please call:
  1. Encik Sirajul Yusran Bin Hasan
    No. Tel: +603-26142658
    Email: yusran@agrobank.com.my
  2. Puan Nurhazlin Binti Jalaluddin
    No. Tel: +603-26142688
    Email: nurhazlinj@agrobank.com.my
Fund to Propel SME BusinessMicro CreditCovid-19 Relief Financing (CRF-i) Program (“RECURVE”)Perbadanan Nasional Berhad (PNS) allocated RM20 million financial assistance under Covid-19 Relief Financing (CRF-i) Program (“RECURVE”). This program designed to assist our existing customer to sustain their business after impact from pandemic Covid-19.

The financing covers the following purpose:
a) Rental & Utilities expenses
b) Salary expenses
c) Inventory
d) Digital Marketing

Financing terms are as follows:-
i. Financing amount : RM10,000 – RM500,000
ii. Profit : 3.5% - 4.0%
iii. Tenure : up to 5 years
For information, please visit:
Website: https://www.pns.com.my/

For any inquiry, please contact:

  1. En Muhammad Shafiq Abd Halim
    No. Tel: +603-2082 7891 / +6017-3350652
    Email: shafiq.halim@pns.com.my
  2. Puan Julia Md. Zain
    No. Tel: +603-2082 7986 / +6012-4281900
    Email: julia.zain@pns.com.my
  3. En Azri Bin Jusnaidi
    No. Tel: +603-2082 7887 / +6019-4252195
    Email: azri.jusnaidi@pns.com.my)
  4. Cik Siti Nurain Zarfullah
    No. Tel: +603-2082 7884 / +6017-3162711
    Email: nurain.zarfullah@pns.com.my
Fund to Propel SME BusinessMicro CreditProgram Kewangan Sosial kepada Usahawan B40Social financial donations will be channelled in the form of initial capital for microentrepreneurs using zakat funds and matched with micro financing at an affordable rate

For further info, please contact:

Bank Islam Malaysia Berhad
No. Tel: 03-2088 8000 / 03-2690 0900
Email: contactcenter@bankislam.com.my
https://www.facebook.com/BankIslamFB
https://www.instagram.com/bankislam/

Majlis Agama Islam Wilayah Persekutuan (MAIWP)
No. Tel: 03-4047 9444
Fax: 03-4044 9444
Email: promaiwp@maiwp.gov.my
https://www.maiwp.gov.my

Fund to Propel SME BusinessMatching GrantGeran Khas PRIHATIN (GKP) 2.0The appeal period for Geran Khas PRIHATIN (GKP) 2.0 application will be open from 7 until 21 December 2020For inquiries: Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000
List of Customer Care Officer: http://www.hasil.gov.my/bt_goindex.php?bt_kump= 2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Fund to Propel SME BusinessMatching GrantFund to promote tourism sectorRM500 million matching grant For application, please contact:
Unit Perancangan Strategik Bahagian Pengurusan Maklumat Kementerian Pelancongan
Kesenian dan Kebudayaan Malaysia (MOTAC)
Putrajaya
No. Tel: 03-8000 8000
Fax: 03-8891 7545
Fund to Propel SME BusinessMatching GrantSME Digitalisation Matching GrantRM100 million allocationMalaysia Digital Economy Corporation (MDEC)
No. Tel: 1 800 88 8338
Email: clic@mdec.com.my
Fund to Propel SME BusinessMatching GrantSmart Automation GrantEach successful application will receive up to 50% of the total project cost, subject to a ceiling limit up to RM200,000 or, whichever is the lowest, through this matching grantMalaysia Digital Economy Corporation (MDEC)
No. Tel: 1 800 88 8338
Email: clic@mdec.com.my
Fund to Propel SME BusinessMatching GrantMicroenterprises and SMEs e-Commerce CampaignRM70 million to encourage adoption of e-commerceMalaysia Digital Economy Corporation (MDEC)
No. Tel: 1 800 88 8338
Email: clic@mdec.com.my
Fund to Propel SME BusinessMatching GrantDigital Marketing and Promotions GrantRM50 million for digital marketing, capped at RM5,000 per event MyCreative Ventures
No. Tel: 03-7712 7212
Email: mycreativedmg@mycreative.com.my
Further info:
Fund to Propel SME BusinessMatching Grant Matching grant to promote e-commerce platformsRM10 million grant to promote sale of products with RM1,000 per businessDigital Inclusion Division Malaysia Digital Economy Corporation (MDEC)
No. Tel: 1 800 88 8338
Email: clic@mdec.com.my
Fund to Propel SME BusinessMatching GrantSpecial Enterprise Elevation Matching GrantRM10 million allocationMalaysian Global Innovation & Creativity Centre (MaGIC)
No. Tel: 03-8324 4801
Email: enquiries@mymagic.my
https://www.mymagic.my/
Fund to Propel SME BusinessGuarantee SchemeIncreased guarantee rate under Syarikat Jaminan Pembiayaan Perniagaan (SJPP)Guarantee rate increased from 70% to 80% for SMEs Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP)
No. Tel: 03-2096 5000
Fax: 03-2096 8981
Email: esjpp@prokhas.com.my
Info regarding Guarantee Scheme - PRIHATIN (GGS-PRIHATIN): https://www.sjpp.com.my/index.php/schemes/ggs-prihatin
Fund to Propel SME BusinessGuarantee SchemeGuarantee scheme under Danajamin Nasional BerhadGuarantee scheme up to 80% of the loan amount for the minimum loan size of RM20 million for the purpose of financing working capital requirements from 1 May to 31 December 2020 Danajamin Nasional Berhad
No. Tel: 03-2265 0800
Fax: 03-2265 0900
https://www.danajamin.com
Fund to Propel SME BusinessVenture CapitalCo-Investment Fund RM2 billion for early-stage and growth-stage Malaysian companies. From 3 April to 30 September 2020, MyCIF will invest in ECF and P2P campaigns based on a 1:2 ratio, in which MyCIF will invest RM1 for every RM2 successfully raised from private investors on the MyCIF participants' platforms. In line with the temporary increase in ratio, MyCIF's maximum investment in each ECF and P2P campaign is limited to RM1 millionFor general enquiry, please contact:
Corporate Affairs Department Securities Commission Malaysia
No. Tel: 03-6204 8777
Fax: 03-6201 5078
Email: cau@seccom.com.my

For enquiry related to investment, please contact:
Consumer & Investor Office
No. Tel: 03-6204 8999
Fax: 03-6204 8991
Email: mycif@seccom.com.my
Fund to Propel SME BusinessOthersLevy for foreign workers25% reduction in foreign workers' levy payments to all companies whose work permit expires from 1 April to 31 December 2020 but does not apply to domestic help sectorFor any inquiry, please call or visit any of the Immigration Department office nationwide:
https://www.imi.gov.my/index.php/en/contact-us/address-and-locations.html
Fund to Propel SME BusinessOthersListing fees for LEAP or ACE MarketsListing fees waive for one (1) yearBursa Malaysia 2U
No. Tel: 03-2732 0067
Fax: 03-2026 4122

For any inquiries, please contact:
  • Encik Harrison Lay Hock Guan 
    No. Tel: 03-2034 7159
    Email: harrisonlay@bursamalaysia.com
  • Puan Hanita Othman
    No. Tel: 03-2034 7282
    Email: hanita@bursamalaysia.com
Tax ReliefIncome tax rebate for newly established SMEsUp to RM20,000 per year for three (3) years of assessment between 1 July 2020 to 31 December 2021For inquiries: Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000
List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump= 2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefFurther tax deduction on the implementationof Flexible Work Arrangements (FWAs)Effective 1 July 2020 with RM800 million allocationFor inquiries: Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000
List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump= 2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefSpecial deduction equivalent to 30% reduction in rental for SMEsFor owners of buildings or business spaces that provide reduction to rentals of business premises consisting of SMEs up to 30 September 2020. For year of assessment 2020For inquiries: Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000
List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump= 2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefTax deduction on renovation and refurbishment cost Up to RM300,000 for expenditure incurred from 1 March 2020 to 31 December 2021. The deduction will not be given if the expenditure is claimed as an allowance under Schedule 2 or Schedule 3 of the Income Tax Act 1967 For inquiries: Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000
List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump= 2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefImport duty and sales tax exemption on importation or local purchase of machinery & equipment used in port operations For the periof of three (3) years commencing 1 April 2020Applications for exemption have to be submitted to the Ministry of Finance from 1 April 2020 to 31 March 2023
Further information, please contact:
Ministry of Finance, Putrajaya
No Tel: 03-8000 8000
Fax: 03-8882 3893 / 03-8882 3894
Email: pro@treasury.gov.my
Tax ReliefAccelerated capital allowances for two (2) years period on expenses incurred on machinery & equipment including ICT Effective for capital expenditure incurred from 1 March 2020 to 31 December 2021Malaysian Investment Development Authority (MIDA) MIDA Sentral, KL Sentral
No. Tel: 03-2267 3633
Fax: 03-2274 7970
Email: investmalaysia@mida.gov.my
www.mida.gov.my

For application, please call or visit MIDA Region Office nationwide:
https://www.mida.gov.my/home/mida-state-offices/posts/
Tax ReliefTax relief for COVID-19 related expensesExample: COVID-19 testing and purchase of PPE or thermal scanners For inquiries: Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000
List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump= 2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefStamp duty exemption for SMEs on any instruments executed for Mergers and Acquisitions (M&As) For the period between 1 July 2020 to 30 June 2021 For inquiries: Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000
List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump= 2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefRemission of penalty for late payment of sales tax & services tax due50% remission of penalty, payable from 1 July till 30 September 2020Jabatan Kastam Diraja Malaysia, Putrajaya
Hotline: 1300 888 500
Tax ReliefTourism tax exemption For the period of 1 July 2020 to 30 June 2021For inquiries: Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000
List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump= 2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefDeferment of tax instalment payment for tourism industry Deferment until 31 December 2020Hasil Recovery Call Centre (HRCC), Cyberjaya
No. Tel: 03-8751 1000
www.hasil.gov.my

Application form:
http://lampiran1.hasil.gov.my/pdf/pdfborang/Borang_ Permohonan_Penangguhan_Bayaran_Anggaran_ Cukai_05032020_1.pdf

Completed form can be submitted manually from March 2020 onwards to:
Lembaga Hasil Dalam Negeri Malaysia Bahagian Pengurusan Rekod dan Maklumat Percukaian Jabatan Operasi Cukai
Menara Hasil Bangi
Aras 7, No. 3, Jalan 9/10,
Seksyen 9
43650 Bandar Baru Bangi
Selangor Darul Ehsan
No. Tel: 03-8913 3800
Fax: 03-8922 1801
Customer Care Officer:
Encik Norshazreen Shamsuz Zaman
Ext: 120250
Email: norshazreen@hasil.gov.my
Tax ReliefExemption of 6% service tax for hotels For the period of March 2020 to 30 June 2021Jabatan Kastam Diraja Malaysia, Putrajaya
Hotline: 1300 888 500

Info regarding 6% SST exemption:
http://mysst.customs.gov.my/assets/document/Service% 20Policy/STP%2009-2020%20amendment%206-3-2020.pdf

Form can be downloaded through:
https://mysst.customs.gov.my/SSTForms
Tax ReliefDouble deduction on expenses incurred on approved tourism-related trainingEffective for year of assessment 2020For inquiries:
Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000
List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump= 2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefPersonal income tax relief on expenditure related to domestic tourism Up to RM1,000 for domestic traveling expenses incurred from 1 March 2020 to 31 December 2021For inquiries: Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000
List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump= 2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Training & Skills UpgradingPENJANA HRDF InitiativeRM250 million for the following schemes:
  • Place and Train
  • Upskilling and Reskilling 
  • SME Development
  • Gerak Insan Gemilang (GIG)
For further information, please visit:
https://penjanahrdf.com.my/

For any inquiry, please contact:
https://penjanahrdf.com.my/contact-us/
Email: strategicinitiatives@hrdf.com.my
Hotline: 1800 88 4800

  • Muhammad Atiq bin Mukhtar
    No. Tel: 03-2096 4804
    Email: matiqizzat@ hrdf.com.my
  • Nur Fadzilah binti Mat Yusof
    No. Tel: 03-2096 4956
    Email: nurfadzilah@hrdf.com.my
Training & Skills UpgradingHiring Incentive and Training ProgrammeRM1.5 billion under PERKESO for the followings:
  1. Youth: RM600/month for apprenticeships for school leavers and graduates for up to six (6) months
  2. Unemployed Workers:
    • < 40 years old: RM800/month for employment of unemployed for up to six (6) months;
    • ≥40 years old: RM1,000/month for employment of unemployed for up to six (6) months; and
    • Training allowance of RM4,000/individual will also be extended to those retrenched but not covered under Employment Insurance System (EIS)
Further info:
https://www.perkeso.gov.my/index.php/ms/program-insentif-pengambilan-pekerja-dan-bantuan-latihan

Talian Khas Bilik Gerakan Program Pengambilan Pekerja (PENJANA PEKERJA)
Hotline: 03-8091 5300
Email: penjanakerja@perkeso.gov.my

For inquiry, please contact:
  • En. Mohd Shopian Harun
    No. HP: +6017-369 0128
    Email: shopian.harun@perkeso.gov.my
  • Cik Nurnellisa Aikha Abdul Ghani
    No. HP: +6013-266 8690
    Email: aikha.ghani@perkeso.gov.my
Training & Skills UpgradingEmployment Insurance System (EIS) Claimable training cost will increase from RM4,000 to RM6,000 for the affected sectors. A daily training allowance of RM30 per day will also be provided to trainees under EISFurther info on EIS:
https://www.perkeso.gov.my/index.php/en/benefits-of-eis/how-to-apply Online application: https://eis.perkeso.gov.my/eisportal/insured/appl/instruction

For any further assistance, please call:
Social Security Organisation (PERKESO)
No. Tel: 1 300 22 8000
Email: eis@perkeso.gov.my

  • En. Wazid Zaidon
    No. Tel: +6017 - 6193181
    Email:wazid.zaidon @perkeso.gov.my
  • En. Adam Al-Nawawi Abdul Aziz
    HP: +6019 - 2505940
    Email: adam.aziz@perkeso.gov.my
Training & Skills UpgradingTraining matching grant for tourism & other affected sectorsRM100 million training matching grant For any inquiry, please contact:
Human Resources Development Fund (HRDF)
Email: support@hrdf.com.my / strategicinitiatives@hrdf.com.my
No. Tel: 1800 88 4800
Training & Skills UpgradingShort courses in digital skills and highly skilled courses RM50 million allocationFor any inquiry, please contact:
Human Resources Development Fund (HRDF)
Email: support@hrdf.com.my / strategicinitiatives@hrdf.com.my
No. Tel: 1800 88 4800
Training & Skills UpgradingHuman Resource Development Fund (HRDF) levy exemption Levy exemption for all sectors for a period of six (6) months beginning April 2020Online application:
https://apps.hrdf.com.my:8443/INDCERT_EMP/

For any inquiry, please call or visit any HRDF Region Office nationwide: https://www.hrdf.com.my/contacts-us/
No. Tel: 1800 88 4800
Fax: 03-2096 4999
Email: support@hrdf.com.my
National Technology and Innovation Sandbox (NTIS)National Technology and Innovation Sandbox (NTIS)RM80 million to encourage innovation and creativity that can propel the digitalisation of service delivery and spur start-upsMinistry of Science, Technology & Innovation (MOSTI)
Email: enquiry@mosti.gov.my
https://sandbox.gov.my/

Malaysian Global Innovation & Creativity Centre (MaGIC)
No. Tel: 03-8324 4801
Email: sandbox@mymagic.my
https://www.mymagic.my/
Empower the PeopleExtension of Wage Subsidy Program 3.0 Extension for another 3 months to targeted sectors mainly tourism, wholesale & retail and other sectors closed during MCO e.g. gym & spa, sport centresPertubuhan Keselamatan Sosial Pekerja (PERKESO)
Hotline: 1-300-22-8000
Further info: www.eaduansip.perkeso.gov.my
Email: perkeso@perkeso.gov.my
Empower the PeopleDisabled Workers AllowanceAllowance increase from RM1,200 to RM1,500 per monthSubmission of application through Social Welfare Office at District / Colony / Division level throughout the country.

Further info: https://www.jkm.gov.my/jkm/index.php?r=portal/left&id=akVMUTlrSU5mT0dCZys3bzFCendNdz09
Fund to Propel SME BusinessSoft LoansTargeted Assistance and Rehabilitation FacilityA total of RM4 billion to help SMEs to secure loans for working capital purposesBNM Laman Informasi Nasihat dan Khidmat (BNMLINK)
No. Tel: 1300 88 5465
Fax: 03-2147 1515
Email: bnmtelelink@bnm.gov.my
www.bnm.gov.my

21 Participating Banks:
  • Affin Bank Berhad / Affin Islamic Bank Berhad;
  • Alliance Bank Malaysia Berhad / Alliance Islamic Bank Berhad;
  • AmBank (M) Berhad / AmBank Islamic Berhad;
  • Bangkok Bank Berhad;
  • Bank Islam Malaysia Berhad;
  • Bank Kerjasama Rakyat Malaysia Berhad (Bank Rakyat);
  • Bank Muamalat Malaysia Berhad;
  • Bank of China (Malaysia) Berhad;
  • Bank Pertanian Malaysia Berhad (Agrobank);
  • Bank Simpanan Nasional;
  • CIMB Bank Berhad / CIMB Islamic Bank Berhad;
  • HSBC Bank Malaysia Berhad / HSBC Amanah Malaysia Berhad;
  • Hong Leong Bank Berhad / Hong Leong Islamic Bank;
  • Malayan Banking Berhad / Maybank Islamic Berhad;
  • MBSB Bank Berhad;
  • OCBC Bank (Malaysia) Berhad / OCBC Al-Amin Bank Berhad;
  • Public Bank Berhad / Public Islamic Bank Berhad;
  • RHB Bank Berhad / RHB Islamic Bank Berhad;
  • Small Medium Enterprise Development Bank Malaysia Berhad (SME Bank);
  • Standard Chartered Bank Malaysia Berhad; and
  • United Overseas Bank (Malaysia) Berhad
Fund to Propel SME BusinessSoft LoansAutomation and Digitalisation Facility RM700 million with interest rate up to 4% for purchase of equipment, machinery, computer hardware and software, IT solutions and services, technology support services and other intangible assets to enhance productivity and efficiencyBNM Laman Informasi Nasihat dan Khidmat (BNMLINK)
No. Tel: 1300 88 5465
Fax: 03-2147 1515
Email: bnmtelelink@bnm.gov.my
www.bnm.gov.my
Fund to Propel SME BusinessSoft LoansAutomation, Digitalisation and Utilisation of Green Technology SchemeRM200 million fund with reduction of loan interest rate from 5% to 3% for a period of 12 months, starting 1 April 2021Malaysian Industrial Development Finance (MIDF) Berhad
Email: gccir@midf.com.my
Fund to Propel SME BusinessSoft LoansMARA PRIHATIN Peace of Mind 2.0
  • Loan moratorium for businesses until 31 March 2021; 
  • MARA entrepreneurs can apply for financing rescheduling programme; and
  • 30% rental discount on business premises for 6 months (November 2020 to April 2021).
Majlis Amanah Rakyat (MARA) MARA
Hotline: 03-2613 2000
Further info:
https://apps.mara.gov.my/ebakiv2/FAQebaki.pdf
Email: arazu@mara.gov.my / nazahiyah@mara.gov.my / norihan@mara.gov.my
Fund to Propel SME BusinessSoft LoansPENJANA SME Financing (PSF)RM2 billion allocation with maximum loan size of RM500,000 per SME at a concession rate of 3.5% to assist SMEs adversely impacted by COVID-19 in order to sustain business operationsBNM Laman Informasi Nasihat dan Khidmat (BNMLINK)
Tel: 1300 88 5465
Fax: 03-2147 1515
Email: bnmtelelink@bnm.gov.my
www.bnm.gov.my

Institusi Kewangan yang mengambil bahagian
Fund to Propel SME BusinessSoft LoansSME Go SchemeRM1.6 bilion to assist contractors who have been awarded a contract from Federal or State Governments, Ministries, Departments or Agencies. The contract will be financed by SME Bank via:
  • MySMEBina for construction or infrastructure contracts and/or
  • MySMEBekal for supply or maintenance contracts
Bank Perusahaan Kecil & Sederhana Malaysia Berhad (SME Bank)
No. Tel: 03-2603 7700
Email: customercare@smebank.com.my
www.smebank.com.my
https://www.smebank.com.my/en/smego

For any inquiry, please contact:
Encik Hamdan Mohd Habibollah
Head of Program & Stakeholder Management
No. Tel: 03-2615 2084
H/P: 019-669 6227
Fund to Propel SME BusinessSoft LoansTourism Infrastructure FundApproval process for existing loan in Tourism Infrastructure Fund worth RM1.5 billion will be expeditedTabung Infrastruktur Pelancongan
Kementerian Pelancongan, Kesenian dan Kebudayaan Malaysia (MOTAC)
No. Tel: 03-8891 7480 /7492 /7469
Email: danapelancongan@motac.gov.my

Guidelines:
http://insentif.motac.gov.my/

Application form:
http://www.motac.gov.my/program/tabung-insentif/tabung-infrastruktur-pelancongan

For advisory, terms & condition of the financing, please contact:
Bank Pembangunan Malaysia Berhad (BPMB)
Menara Bank Pembangunan
Bandar Wawasan, No 1016, Jalan Sultan Ismail
50250 Kuala Lumpur
No. Tel: 03-2611 3888
Email: feedback@bpmb.com.my
Fund to Propel SME BusinessSoft LoansDana PENJANA NasionalRM1.2 billion to support digitalisation, of which RM600 million is from the Government and the remaining RM600 million is from international and domestic investorsFor inquiries, please contact:
Ministry of Finance, Putrajaya
No. Tel: 03-8882 4666
Email: penjana@treasury.gov.my
https://penjana.treasury.gov.my/
Fund to Propel SME BusinessSoft LoansPENJANA Tourism Financing (PTF)RM1 billion to support SMEs in the tourism sectors by preserving their capacity and assisting them to undertake the necessary investments to adjust and remain viable post-COVID-19

Up to RM300,000 per SME with financing rate up to 3.5% p.a. (inclusive of guarantee fee)
BNM Laman Informasi Nasihat dan Khidmat (BNMLINK)
No. Tel: 1300 88 5465
Fax: 03-2147 1515
Email: bnmtelelink@bnm.gov.my
www.bnm.gov.my

12 Participating Banks:
  • Affin Bank Berhad / Affin Islamic Bank Berhad;
  • Alliance Bank Malaysia Berhad / Alliance Islamic Bank Berhad;
  • AmBank (M) Berhad / AmBank Islamic Berhad;
  • Bank Islam Malaysia Berhad;
  • Bank Muamalat Malaysia Berhad;
  • Bank Simpanan Nasional;
  • CIMB Bank Berhad / CIMB Islamic Bank Berhad;
  • Hong Leong Bank Berhad / Hong Leong Islamic Bank;
  • Maybank Islamic Berhad;
  • Public Bank Berhad / Public Islamic Bank Berhad;
  • RHB Bank Berhad / RHB Islamic Bank Berhad;
  • Small Medium Enterprise Development Bank Malaysia Berhad (SME Bank)
Fund to Propel SME BusinessSoft LoansAgroFood FacilityRM1 billion facility at 3.75%BNM Laman Informasi Nasihat dan Khidmat (BNMLINK)
No. Tel: 1300 88 5465
Fax: 03-2147 1515
Email: bnmtelelink@bnm.gov.my
www.bnm.gov.my

Application can be made through participating Financial Institutions (PFIs) nationwide, includes:

Development Financial Institutions (DFIs)
1. Bank Perusahaan Kecil & Sederhana Malaysia Berhad (SME Bank)
No. Tel: 03-2603 7700
Email: customercare@smebank.com.my
www.smebank.com.my

2. Bank Pertanian Malaysia Berhad (Agrobank)
No. Tel: 1 300 88 2476
www.agrobank.com.my

3. Bank Simpanan Nasional
Contact Centre: 1 300 88 1900
www.mybsn.com.my

Manager:
Encik Safirol Hisham Said
No. Tel: 03-2162 3222 ext 15481
Email: safirol@bsn.com.my

4. Bank Kerjasama Rakyat Malaysia Berhad
No. Tel: 1300-80-5454
www.bankrakyat.com.my

Commercial Banks
5. Affin Bank Berhad
www.affinbank.com.my

Please contact:
Corporate & Commercial Business
No. Tel: 03-2055 9000
Fax: 03-2032 1043

6. Alliance Bank Malaysia Berhad
No. Tel: 03-5516 9988
www.alliancebank.com.my

7. AmBank (M) Berhad
www.ambank.com.my

Please contact:
Asset Financing and Small Business
No. Tel: 03-2167 3000
Fax: 03-2780 0020

8. Standard Chartered Bank Malaysia Berhad
www.sc.com/my

Please contact:
Business Banking Department
No. Tel: 1300 888 111

9. CIMB Bank Berhad
No. Tel: 1300 888 828
www.cimbbank.com.my

Please contact:
SME Channel Department
No. Tel: 03-2619 1188
Fax: 03-2619 3168

10. Hong Leong Bank Berhad
www.hlb.com.my

Please contact:
Group SME Banking
No. Tel: 03-7661 7777
Fax: 03-2081 8935

11. Malayan Banking Berhad
No. Tel: 1 300 88 6688
www.maybank2u.com.my

Please contact:
SME Department
No. Tel: 03-2070 8833
Fax: 03-2032 4031

12. OCBC Bank (Malaysia) Berhad
No. Tel: 1300 88 7000
www.ocbc.com.my

Please contact:
Business Banking Commercial Service Centre
No. Tel: 03-9317 5200
Fax: 03- 8318 5699

13. Public Bank Berhad
No. Tel: 03-2179 9999
www.pbebank.com

Please contact:
Bahagian Perbankan Runcit, Bahagian Operasi Kredit
No. Tel: 03-2176 6000
Fax: 03-2163 9909

14. RHB Bank Berhad
www.rhbgroup.com

Please contact:
Bahagian Perbankan Komersil
No. Tel: 03-9287 8888
Fax: 03-9200 3257

15. United Overseas Bank (Malaysia) Bhd www.uob.com.my

Please contact:
Bahagian Pinjaman Komersil
No. Tel: 03-2772 6633 / 6691
Fax: 03-2691 8418 / 2160

Islamic Banks
16. Affin Islamic Bank Berhad
www.affinislamic.com.my

Please contact:
SME Department
No. Tel: 03-2055 9231 / 9256
Fax: 03-2026 3969

17. AmBank Islamic Berhad
www.ambankgroup.com

Please contact:
Asset Financing and Small Business
No. Tel: 03-2167 3000
Fax: 03-2780 0020

18. CIMB Islamic Bank Berhad
www.cimbislamic.com.my

Please contact:
SME Channel Department
No. Tel: 03-2619 1188
Fax: 03-2619 3168

19. Bank Islam Malaysia Berhad
www.bankislam.com.my

Please contact:
Commercial Banking Group
No. Tel: 03-2726 7888
Fax: 03-2726 7818

20. Bank Muamalat Malaysia Berhad www.muamalat.com.my

Please contact:
Head SME Banking Department
No. Tel: 03-2059 1211 / 2615 7089 / 2698 8787
Fax: 03-2070 7284/ 2692 6040

21. Maybank Islamic Berhad
maybankislamic.com.my
No. Tel: 03-2070 8833
Fax: 03-2026 1726

22. Standard Chartered Saadiq Berhad
www.sc.com.my

Please contact:
Business Banking Department
No. Tel: 1300 888 111

23. Public Islamic Bank Berhad
No. Tel: 03-2176 6000 / 6666
Fax: 03-2162 2224
www.publicislamicbank.com.my

24. OCBC Al-Amin Bank Berhad
No. Tel: 03-2034 5034
Fax: 03-2698 4363
www.ocbc.com.my/ocbc_alamin
Fund to Propel SME BusinessSoft LoansSME Technology Transformation FundRM500 million with financing amount ranging from RM100,000 to RM3.0 million. Tenure up to ten (10) years with profit rate at 4.0% p.a (inclusive of guarantee fee)Bank Perusahaan Kecil & Sederhana Malaysia Berhad (SME Bank)
No. Tel: 03-2603 7700
Email: customercare@smebank.com.my
www.smebank.com.my
https://www.smebank.com.my/en/sttf

PIC : En. Hamdan Mohd Habibollah, Ketua, Program & Stakeholder Management
No. Tel: 03-26152084
H/P: 019-6696227
Fund to Propel SME BusinessSoft LoansBizMula-I and Biz Wanita-i SchemeFinancing up to RM300,000 for SMEs in operation for less than four (4) yearsFurther info:
https://imsme.com.my/portal/bizjamin-special-relief-facility/

Application can be made online through: https://imsme.com.my/

Pusat Khidmat Pelanggan CGC
No. Tel: 03-7880 0088
Fax: 03-7803 0077
Email: csc@cgc.com.my
Fund to Propel SME BusinessSoft LoansMicro Enterprises Facility (MEF)RM410 million funds for Malaysian microenterprises or Malaysian micro entrepreneurs including self-employed individuals, gig workers on digital platforms and participants of the iTEKAD programme aimed to increase access to collateral-free micro financing for micro enterprises

Maximum financing amount of RM50,000 per microenterprise or micro entrepreneur with financing rate to be determined by participating financial institutions (PFIs)

Availability: From 1 December 2020 onwards
BNM Laman Informasi Nasihat dan Khidmat (BNMLINK)
No. Tel: 1300 88 5465
Fax: 03-2147 1515
Email: bnmtelelink@bnm.gov.my
www.bnm.gov.my

11 Participating Banks:
  • AmBank (M) Berhad;
  • Alliance Bank Malaysia Berhad;
  • Bank Islam Malaysia Berhad;
  • Bank Kerjasama Rakyat Malaysia Berhad (Bank Rakyat);
  • Bank Muamalat Malaysia Berhad;
  • Bank Pertanian Malaysia Berhad (Agrobank);
  • Bank Simpanan Nasional;
  • CIMB Bank Berhad;
  • Malayan Banking Berhad;
  • Public Bank Berhad and
  • United Overseas Bank (Malaysia) Berhad
Fund to Propel SME BusinessMicro CreditSME Revitalisation SchemeRM50 million for financing worth up to RM250,000 at an interest rate of 3%SME Corp. Malaysia
Info Line: 1300 30 6000
Fax Line: 03-2775 6001
Email: info@smecorp.gov.my

MIDF Business Advisory Unit
Hotline: 1-300-88-6433
Email: GrowYourBusiness@midf.com.my
Website: www.GrowYourBusiness.com.my
Fund to Propel SME BusinessMicro CreditTEKUN MobilepreneurFund to repair or buy new motorcycles with a limit of up to RM10,000TEKUN Nasional

Online application: https://tekunfin.tekun.gov.my/login

Further info: https://www.tekun.gov.my/ms/inisiatif-tekun-covid19/soalan-lazim-tekun-mobilepreneur/
Fund to Propel SME BusinessMicro CreditTEKUN POS-preneurFinancing assistance is up to RM20,000 for repairing vehicles up to RM50,000 for the purchase of vans or lorriesTEKUN Nasional
No. Tel: 03 9059 8888
Email: mailbox@tekun.gov.my
Fund to Propel SME BusinessMicro CreditSkim Pembiayaan Informal TEKUNAdditional RM60 million for Skim Pembiayaan Informal with a financing limit of up to RM5,000 for small businesses from homes, night markets and pasar tamuTEKUN Nasional
No. Tel: 03 9059 8888
Email: mailbox@tekun.gov.my
Fund to Propel SME BusinessMicro CreditBSN Micro PEMERKASARM300 million micro loan facility to provide assistance and support for the recovery of micro businesses with a financing limit of up to RM50,000 and a reduction in interest rates from 3.5% to 3.0%Bank Simpanan Nasional (BSN)
Hotline: 1300 88 1900
www.mybsn.com.my

Further info: https://www.bsn.com.my/BusinessBanking/Products/pemerkasa?lang=ms-MY

Application form: https://www.bsn.com.my/cms/upload/pdf/forms/micro.pdf
Fund to Propel SME BusinessMicro CreditSkim Mikrokredit ISTIMEWARM25 million for disabled to venture into
business with a financing limit of up to RM50,000 with an interest rate as low as 3%
Bank Simpanan Nasional (BSN)
Hotline: 1300 88 1900
www.mybsn.com.my
Fund to Propel SME BusinessMicro CreditSkim Pembiayaan Mikro PEMERKASA-BELIAFund for youth to venture into business with financing of up to RM50,000 with an interest rate as low as 3%Bank Simpanan Nasional (BSN)
Hotline: 1300 88 1900
www.mybsn.com.my
Fund to Propel SME BusinessMicro CreditSkim Pembiayaan Mikro PEMERKASA-NITARM50 million to encourage women entrepreneurs to venture into businessBank Simpanan Nasional (BSN)
Hotline: 1300 88 1900
www.mybsn.com.my
Fund to Propel SME BusinessMicro CreditSkim Pembiayaan Perniagaan Prihatin MikroAllocation of RM50 million with financing of up to RM50,000 at an interest rate of 3%, targeting 1,000 micro Bumiputera SMEsMajlis Amanah Rakyat (MARA) MARA
Hotline: 03-2613 2000
Fund to Propel SME BusinessMicro CreditMicro Credit Financing RM390 million by Bank Simpanan Nasional, RM350 million by Agrobank and RM295 million by TEKUN aimed to help the cash flow of SMEsBank Simpanan Nasional (BSN)
Hotline: 1300 88 1900
www.mybsn.com.my

Bank Pertanian Malaysia Berhad (Agrobank)
No. Tel: 1 300 88 2476
www.agrobank.com.my
Email: customer@agrobank.com.my
www.agrobank.com.my

For any inquiry, please call:
Encik Sirajul Yusran Bin Hasan
No. Tel: +603-26142658
Email: yusran@agrobank.com.my

Puan Nurhazlin Binti Jalaluddin
No. Tel: +603-26142688
Email: nurhazlinj@agrobank.com.my

TEKUN Nasional
Tel: 03 9059 8888
Email : mailbox@tekun.gov.my
Application form:
https://www.tekun.gov.my/ms/inisiatif-tekun-covid19/borang/
Fund to Propel SME BusinessMicro CreditCovid-19 Relief Financing (CRF-i) Program (“RECURVE”)Perbadanan Nasional Berhad (PNS) allocated RM20 million financial assistance under Covid-19 Relief Financing (CRF-i) Program (“RECURVE”). This program designed to assist our existing customer to sustain their business after impact from pandemic Covid-19.

The financing covers the following purpose:
a) Rental & Utilities expenses
b) Salary expenses
c) Inventory
d) Digital Marketing

Financing terms are as follows:-
i. Financing amount : RM10,000 – RM500,000
ii. Profit : 3.5% - 4.0%
iii. Tenure : up to 5 years
For information, please visit:
Website: https://www.pns.com.my/

For any inquiry, please contact:

En Muhammad Shafiq Abd Halim
No. Tel: +603-2082 7891 / +6017-3350652
Email: shafiq.halim@pns.com.my

Puan Julia Md. Zain
No. Tel: +603-2082 7986 / +6012-4281900
Email: julia.zain@pns.com.my

En Azri Bin Jusnaidi
No. Tel: +603-2082 7887 / +6019-4252195
Email: azri.jusnaidi@pns.com.my)

Cik Siti Nurain Zarfullah
No. Tel: +603-2082 7884 / +6017-3162711
Email: nurain.zarfullah@pns.com.my
Fund to Propel SME BusinessMicro CreditSocial Finance Program for B40 EntrepreneursSocial financial donations will be channelled in the form of initial capital for microentrepreneurs using zakat funds and matched with micro financing at an affordable rateFor further info, please contact:

Bank Islam Malaysia Berhad
No. Tel: 03-2088 8000 / 03-2690 0900
Email: contactcenter@bankislam.com.my
sadaqahouse@bankislam.com.my

Majlis Agama Islam Wilayah Persekutuan (MAIWP)
No. Tel: 03-4047 9444
Fax: 03-4044 9444
Email: promaiwp@maiwp.gov.my
https://www.maiwp.gov.my
Fund to Propel SME BusinessMatching GrantPrihatin Special Grant 3.0RM1,000 each for SMEsFor inquiries:
Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000

List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump=2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Fund to Propel SME BusinessMatching GrantOne-off cash assistance for homestay operators registered with MOTACOne-off cash assistance of RM600Ministry of Tourism, Arts and Culture Malaysia (MOTAC)
http://www.motac.gov.my/PermaiMotac2021
Email: info@motac.gov.my
Fund to Propel SME BusinessMatching GrantSpecial Assistance Grant for travel agencies registered with MOTACOne-off cash assistance of RM3,000Ministry of Tourism, Arts and Culture Malaysia (MOTAC)
http://www.motac.gov.my/PermaiMotac2021
Email: info@motac.gov.my
Fund to Propel SME BusinessMatching GrantTunas Usahawan Belia Bumiputera (TUBE)RM10 million to encourage a total of 250 new Bumiputera youth to venture into businessSME Corp. Malaysia
Info Line: 1300 30 6000
Fax Line: 03-2775 6001
Email: info@smecorp.gov.my

https://www.smecorp.gov.my/index.php/en/programmes1/2015-12-21-10-03-39/tunas-usahawan-belia-bumiputera-tube-programme
Fund to Propel SME BusinessMatching GrantSmart Automation GrantRM50 million for SMEs and midtier companies to improve their operational and manufacturing efficienciesMalaysian Investment Development Authority (MIDA)
Website: www.mida.gov.my
Tel: 03 – 2267 3633
Fax: 03 – 2273 4208
Email : investmalaysia@mida.gov.my

Online Application: https://www.mida.gov.my/forms-and-guidelines/

Guidelines: https://mida.gov.my/wp-content/uploads/2020/12/20201207120655_GD-SmartAutoGrant_20201204.pdf
Fund to Propel SME BusinessMatching GrantMarket Development GrantCeiling increase from RM300,000 to RM500,000 for participation in international exhibitionsMarket Development Unit (MDG), MATRADE
Tel: 03-6207 7593
Fax: 03-6203 7252
Email: mdg@matrade.gov.my
Fund to Propel SME BusinessMatching GrantFree registration and renewal of business with SSMOnly for persons with disabilities, the B40 group and full -time IPT students to encourage them to venture into businessSuruhanjaya Syarikat Malaysia (SSM)
Tel: 03-7721 4000
Fax: 03-7721 4001
E-mail : enquiry@ssm.com.my

List of SSM offices:
https://www.ssm.com.my/Pages/contact-us.aspx
Fund to Propel SME BusinessMatching GrantSME and Micro SME e-Commerce Campaign and Shop Malaysia Online CampaignTo support entrepreneurs including women entrepreneurs and businesses to generate income through online sales or e-commerce platformsMalaysia Digital Economy Corporation (MDEC)
No. Tel: 1 800 88 8338
Email: clic@mdec.com.my
Fund to Propel SME BusinessMatching GrantSME Digitalisation Matching GrantRM100 million allocationMalaysia Digital Economy Corporation (MDEC)
No. Tel: 1 800 88 8338
Email: clic@mdec.com.my
Fund to Propel SME BusinessMatching GrantDigital Marketing and Promotions GrantRM50 million for digital marketing, capped at RM5,000 per eventMyCreative Ventures
No. Tel: 03-7712 7212
Email: mycreativedmg@mycreative.com.my

Further info:
Fund to Propel SME BusinessMatching GrantSocial Impact Matching GrantRM10 million allocationMalaysian Global Innovation & Creativity Centre (MaGIC)
No. Tel: 03-8324 4801
Email: enquiries@mymagic.my
https://www.mymagic.my/
Fund to Propel SME BusinessGuarantee SchemeDanajamin PRIHATIN Guarantee Scheme (SJPD)
  • Increase the maximum financing from RM500 million to RM1 billion;
  • Expand the scope of financing to cover working capital with a guarantee period of up to 10 years; and
  • Foreign companies operating in Malaysia to also obtain the SJPD guarantee provided Malaysian employees account for at least 75% of their workforce.
Danajamin Nasional Berhad
No. Tel: 03-2265 0800
Fax: 03-2265 0900
https://www.danajamin.com
Email: communications@danajamin.com.my
Hotline: 03-2265 0847
Fund to Propel SME BusinessGuarantee SchemeBus and Taxi Hire Purchase Rehabilitation Guarantee Scheme under Syarikat Jaminan Pembiayaan Perniagaan (SJPP)RM1 billion for guarantee facility with:
  • 50% guarantee on financing from hire purchase and leasing companies for selected buses (sightseeing buses and taxis); and
  • 12-month moratorium and lower monthly repayments for bus and taxi operators.
Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP)
No. Tel: 03-2096 5000
Fax: 03-2096 8981
Email: esjpp@prokhas.com.my
Fund to Propel SME BusinessGuarantee SchemeIncreased guarantee rate under Syarikat Jaminan Pembiayaan Perniagaan (SJPP)Guarantee rate increased from 70% to 80% for SMEsSyarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP)
No. Tel: 03-2096 5000
Fax: 03-2096 8981
Email: esjpp@prokhas.com.my

Info regarding Guarantee Scheme - PRIHATIN (GGS-PRIHATIN):
https://www.sjpp.com.my/index.php/schemes/ggs-prihatin
Fund to Propel SME BusinessVenture CapitalCo-Investment FundRM2 billion for early-stage and growth-stage Malaysian companies. From 3 April to 30 September 2020, MyCIF will invest in ECF and P2P campaigns based on a 1:2 ratio, in which MyCIF will invest RM1 for every RM2 successfully raised from private investors on the MyCIF participants' platforms. In line with the temporary increase in ratio, MyCIF's maximum investment in each ECF and P2P campaign is limited to RM1 millionFor general enquiry, please contact:
Corporate Affairs Department
Securities Commission Malaysia

No. Tel: 03-6204 8777
Fax: 03-6201 5078
Email: cau@seccom.com.my

For enquiry related to investment, please contact:
Consumer & Investor Office
No. Tel: 03-6204 8999
Fax: 03-6204 8991
Email: mycif@seccom.com.my
Fund to Propel SME BusinessOthersListing fees for LEAP or ACE MarketsListing fees waive for one (1) yearBursa Malaysia 2U
No. Tel: 03-2732 0067
Fax: 03-2026 4122

For any inquiries, please contact:
Encik Harrison Lay Hock Guan / Puan Hanita Othman
No. Tel: 03-2034 7159 / 03-2034 7282
Email: harrisonlay@bursamalaysia.com / hanita@bursamalaysia.com
Tax ReliefExemption of 6% service tax for hotelsExtended to 31 December 2021Jabatan Kastam Diraja Malaysia, Putrajaya
Hotline: 1300 888 500

Info regarding 6% SST exemption:
http://mysst.customs.gov.my/assets/document/Service%20Policy/STP%2009-2020%20amendment%206-3-2020.pdf

SST-02 Form can be downloaded through:
https://mysst.customs.gov.my/SSTForms
Tax ReliefTourism tax exemptionExtended to 31 December 2021For inquiries:
Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000

List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump=2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefDeferment of tax instalment payment for tourism industry and selected industries such as movie theatres and spasStarting 1 April to 31 December 2021Hasil Recovery Call Centre (HRCC), Cyberjaya
No. Tel: 03-8751 1000
www.hasil.gov.my

Application form: http://lampiran1.hasil.gov.my/pdf/pdfborang/Borang_Permohonan_Penangguhan_Bayaran_Anggaran_Cukai_05032020_1.pdf

Completed form can be submitted manually to:
Lembaga Hasil Dalam Negeri Malaysia
Bahagian Pengurusan Rekod dan Maklumat Percukaian
Jabatan Operasi Cukai
Menara Hasil Bangi, Aras 7
No. 3, Jalan 9/10, Seksyen 9
43650 Bandar Baru Bangi
Selangor Darul Ehsan
No. Tel: 03-8913 3800
Fax: 03-8922 1801

Customer Care Officer:
Encik Norshazreen Shamsuz Zaman
Ext: 120250
Email: norshazreen @hasil.gov.my
Tax ReliefTax incentives to tour operators Extended until the year of assessment 2022For inquiries:
Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000

List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump=2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefExemption of entertainment duty on admission fees to entertainment venuesTheme parks, stage performances, sports events as well as cinema film screenings at all Federal TerritoriesJabatan Kastam Diraja Malaysia, Putrajaya
Hotline: 1300 888 500

Website SST : https://mysst.customs.gov.my
Email: ccc@customs.gov.my

Further info: https://mysst.customs.gov.my/assets/document/Industry%20Guides/GI/Panduan%20Taman%20Hiburan.pdf
Tax ReliefTax deduction for company that has passed the Safe@Work compliance auditUp to RM50,000 for each company that has registered with MITI. Companies can register starting 1 April 2021For inquiries:
Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000

List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump=2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefAdditional tax deduction on the cost of the COVID-19 testFor expenses incurred up to 31 December 2021For inquiries:
Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000

List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump=2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefSpecial deduction equivalent to 30% reduction in rental for SMEsExtended until 30 June 2021 for owners of buildings or business spaces that provide reduction to rentals of business premises consisting of SMEsFor inquiries:
Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000

List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump=2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefIncome tax rebate for newly established SMEsUp to RM20,000 per year for three (3) years of assessment between 1 July 2020 to 31 December 2021For inquiries:
Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000

List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump=2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefTax deduction on renovation and refurbishment costUp to RM300,000 for expenditure incurred from 1 March 2020 to 31 December 2021. The deduction will not be given if the expenditure is claimed as an allowance under Schedule 2 or Schedule 3 of the Income Tax Act 1967For inquiries:
Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000

List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump=2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefImport duty and sales tax exemption on importation or local purchase of machinery & equipment used in port operationsFor the periof of three (3) years commencing 1 April 2020Applications for exemption have to be submitted to the Ministry of Finance from 1 April 2020 to 31 March 2023

Further information, please contact:
Ministry of Finance, Putrajaya
No Tel: 03-8000 8000
Fax: 03-8882 3893 / 03-8882 3894
Email: pro@treasury.gov.my
Tax ReliefAccelerated capital allowances for two (2) years period on expenses incurred on machinery & equipment including ICTEffective for capital expenditure incurred from 1 March 2020 to 31 December 2021Malaysian Investment Development Authority (MIDA)
MIDA Sentral, KL Sebtral
No. Tel: 03-2267 3633
Fax: 03-2274 7970
Email: investmalaysia@mida.gov.my
www.mida.gov.my

For application, please call or visit MIDA Region Office nationwide:
https://www.mida.gov.my/home/mida-state-offices/posts/
Tax ReliefStamp duty exemption for SMEs on any instruments executed for Mergers and Acquisitions (M&As)For the period between 1 July 2020 to 30 June 2021For inquiries:
Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000

List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump=2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Tax ReliefPersonal income tax relief on expenditure related to domestic tourismUp to RM1,000 for domestic traveling expenses incurred from 1 March 2020 to 31 December 2021For inquiries:
Hasil Care Line (HCL)
Lembaga Hasil Dalam Negeri (LHDN)
No. Tel: 03-8911 1000

List of Customer Care Officer:
http://www.hasil.gov.my/bt_goindex.php?bt_kump=2&bt_skum=5&bt_posi=1&bt_unit=3&bt_sequ=1
Training & Skills UpgradingPenjanaKerjayaThe apprenticeship program under PenjanaKerjaya to be improved and extended for a period of six (6) months, where trainees who follow this program will be given an incentive of RM800Pertubuhan Keselamatan Sosial Pekerja (PERKESO)
Hotline: 1-300-22-8000
Further info: www.eaduansip.perkeso.gov.my
Email: perkeso@perkeso.gov.my
Tax ReliefPenjanaKerjaya 2.0RM300 million for recruitment incentives to include temporary employment and gig employment:
  • RM600/employee per month for a maximum period of 6 months; and
  • For employers who offer short-term employment or gig service provider platforms registered with SOCSO, they will receive RM200 for each employee placed
Extend the duration of apprenticeship programme to 6 months (previously 3 months)
Pertubuhan Keselamatan Sosial Pekerja (PERKESO)
Hotline: 1-300-22-8000
Further info: www.eaduansip.perkeso.gov.my
Email: perkeso@perkeso.gov.my
Training & Skills UpgradingHuman Resource Development Fund (HRDF) levy exemption for affected companies in tourism and retail sectorsLevy exemption for the period up to June 2021Human Resources Development Fund
No. Tel: 1800 88 4800
Fax: 03-2096 4999
Email: support@hrdf.com.my

For any inquiry, please contact:
https://penjanahrdf.com.my/contact-us/
Email: strategicinitiatives@hrdf.com.my
Hotline: 1800 88 4800

Muhammad Atiq bin Mukhtar
No. Tel: 03-2096 4804
Email: matiqizzat@ hrdf.com.my

Nur Fadzilah binti Mat Yusof
No. Tel: 03-2096 4956
Email: nurfadzilah@hrdf.com.my

Or visit any HRDF Region Office nationwide:
https://www.hrdf.com.my/contacts-us/
Training & Skills UpgradingProgram Pemerkasaan Ekonomi Komuniti Bandar (PEKB)Programme aimed to encourage participation of urban youths in entrepreneurial projects via free entrepreneurship training and equipmentBahagian Kesejahteraan Bandar, KPKT
No. Tel: 03-8891 5051
No. Fax: 03-8891 5547
Training & Skills UpgradingNew Gen Entrepreneur Online Bootcamp programmeIncrease marketability and cultivate entrepreneurial skills among youth through online training and business coaching by Business Coach to 2,000 youth entrepreneursInstitut Keusahawanan Negara (INSKEN)
No. Tel: 03-8314 8800
Fax: 03-8314 8900
Email: insken@insken.gov.my

Further info: https://www.insken.gov.my/new-gen-entrepreneurship-online-bootcamp-n-gene/
Training & Skills Upgrading(i) Platform UpskillMalaysia (ii) e-LATiH portalAn integrated online platform is activated to create an ecosystem that nurtures continuous skill enhancement and promotes lifelong learning among the Malaysian workforceHuman Resources Development Fund

Further info:


For any inquiry, please call or visit any HRDF Region Office nationwide:
https://www.hrdf.com.my/contacts-us/

No. Tel: 1800 88 4800
Fax: 03-2096 4999
Email: support@hrdf.com.my
Training & Skills UpgradingRelax the conditions for the Employment Insurance SystemEmployees who do not meet the minimum contribution conditions, or whose contract was not extended after having been renewed for at least 3 times previously, are now eligible to apply for the SIP PRIHATIN assistance of 30% of their monthly salary for a period of three (3) monthsPertubuhan Keselamatan Sosial Pekerja (PERKESO)
Hotline: 1-300-22-8000
Further info: www.eaduansip.perkeso.gov.my
Email: perkeso@perkeso.gov.my
Training & Skills UpgradingPENJANA HRDF InitiativeRM250 million for the following schemes:
a. Place and Train
b. B40 Development
c. Gerak Insan Gemilang (GIG)
For further information, please visit:
https://penjanahrdf.com.my/

For any inquiry, please contact:
https://penjanahrdf.com.my/contact-us/
Email: strategicinitiatives@hrdf.com.my
Hotline: 1800 88 4800

Muhammad Atiq bin Mukhtar
No. Tel: 03-2096 4804
Email: matiqizzat@ hrdf.com.my

Nur Fadzilah binti Mat Yusof
No. Tel: 03-2096 4956
Email: nurfadzilah@hrdf.com.my